Fast.
Fair.
Reliable Lending.
ExaktPay is preparing to offer responsible short-term credit to individuals and businesses in Zambia. Licensing is in progress — no lending services are currently being offered.
24–48h
Target approval time
100%
Digital process
ZMW
Local currency focus
Cap 398
Compliance framework
Why ExaktPay
Designed for Zambia. Built to last.
Every feature, every policy, every process — built around what Zambian borrowers actually need.
Built for Speed
Streamlined digital application designed to deliver decisions in 24–48 hours — no branch visits required.
Compliance-First
Every product and process is designed around the Moneylenders Act, Cap 398 from day one.
Zambia-Focused
Built specifically for Zambian individuals and SMEs — local currency, local context, local support.
Transparent Pricing
No hidden fees. Clear interest rates and repayment schedules disclosed before you sign anything.
Our Platform
Everything You Need, In One Place
ExaktPay Portal
Full account dashboard: balances, statements, and your complete repayment schedule.
The Process
Three Steps to Your Loan
Apply Online
Fill out our simple application form. Takes under 5 minutes.
Get Approved
Our team reviews your application and responds within 24–48 hours.
Receive Funds
Money sent directly to your mobile wallet or bank account.
Regulatory Commitment
Built on Integrity. Committed to Compliance.
Licensing in Progress
No lending services currently offered
ExaktPay is not yet licensed as a Money Lender. No lending services are currently being offered. We are in the process of obtaining the necessary authorisation under the Moneylenders Act, Cap 398 of the Laws of Zambia.
When licensed, we will be committed to responsible lending, clear repayment terms, and zero hidden fees. ExaktPay will not accept deposits and will not operate as a bank. Borrower rights will be fully protected under Zambian law.
Be First to Know
Ready to Get Started?
Fill in your details and our team will guide you through the rest — no branch visit required. Most applications are processed within 24–48 hours.
Register Your Interest
Takes under 60 seconds
Get Started
The future of lending in Zambia starts here.
Register your interest today and be among the first to access ExaktPay when we launch.