Our Planned Loan Products
ExaktPay is not yet licensed as a Money Lender. The products below represent our planned offerings once our licence is granted. No lending services are currently available.
24–48h
Target approval time
Cap 398
Compliance framework
Zero
Hidden fees
100%
Digital process
Planned Products
A loan for every need
Personal Loan
Flexible personal loans for individuals to cover expenses, emergencies, or personal goals — with clear terms and fixed repayments.
- Loan amounts from ZMW 500 to ZMW 50,000
- Repayment terms of 1 to 24 months
- Fixed monthly repayments
- No early repayment penalties
Salary-Based Loan
Designed for salaried employees, with repayments structured around your pay cycle for maximum convenience.
- Repayments aligned to your salary date
- Competitive interest rates for employed borrowers
- Fast approval with payslip verification
- Available to both public and private sector employees
SME Micro-Loan
Supporting small and medium enterprises with working capital, equipment financing, and growth funding.
- Loans from ZMW 2,000 to ZMW 200,000
- Flexible repayment structures for businesses
- Minimal documentation required
- Dedicated SME relationship support
Emergency Loan
Fast-access credit for urgent, unexpected expenses — medical bills, urgent repairs, or critical needs.
- Same-day disbursement target
- Simplified application process
- Short-term repayment options
- Available 24/7 via digital platform
Across all products
What every ExaktPay loan will include
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