ExaktPay is not yet licensed as a Money Lender — no lending services are currently being offered

Apply for a Loan

Complete the form below. Most applications are processed within 24–48 hours.

Eligibility Criteria

  • Must be 18 years of age or older
  • Must have verifiable income (employment or business)
  • Must provide valid Zambian identification (NRC or Passport)

Processing Time

Most applications are reviewed and responded to within 24–48 hours of submission.

Personal & Loan Details

Document Uploads

Payslip
National ID / NRC
Proof of Residence

Accepted formats: PDF, JPG, PNG. Max 5MB per file.

By submitting this application, you confirm that all information provided is accurate and complete. ExaktPay reserves the right to verify all details and decline applications that do not meet our lending criteria.