Who We Are
ExaktPay is a Zambian financial services company building a responsible, transparent, and accessible lending platform. We are currently in the process of obtaining our Money Lender licence under the Moneylenders Act, Cap 398.
Our Story
Building the future of lending in Zambia
ExaktPay was founded with a clear purpose: to make credit accessible, fair, and transparent for Zambians. We believe that responsible lending can be a powerful tool for financial empowerment — for individuals, families, and small businesses alike.
We are currently in the process of obtaining our Money Lender licence from the relevant Zambian regulatory authorities. Until that licence is granted, we are not offering any lending services. This page is for informational purposes only.
Our team is working diligently to build a platform that meets the highest standards of compliance, customer service, and technological innovation — so that when we do launch, we can do so with confidence and integrity.
Our Mission
To provide responsible, transparent, and accessible financial services to individuals and SMEs in Zambia — empowering economic growth through ethical lending practices.
Our Vision
To become Zambia's most trusted digital lender, known for integrity, innovation, and genuine commitment to the financial wellbeing of our customers.
What drives us
Built on four pillars
Purpose-Built
Designed from the ground up for the Zambian market and its unique financial landscape.
Innovation-Led
Leveraging technology to make credit accessible, fast, and transparent for everyone.
People-First
Every decision we make is guided by the financial wellbeing of our future customers.
Growth-Focused
Supporting individuals and SMEs to grow, not just survive, through responsible credit.
Our Values
Our Core Values
Integrity
We operate with complete honesty and transparency in everything we do — from our pricing to our processes.
Transparency
No hidden fees, no confusing terms. Every product is explained clearly before any commitment is made.
Fairness
We treat every customer with respect and ensure our products are designed to help, not exploit.
Responsibility
We lend responsibly — assessing affordability carefully and supporting customers who face difficulties.
Get Involved
Ready to be first in line?
Register your interest today. We'll notify you as soon as our services are available.
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